I was thinking about my job benefits today, when I remembered that I have long term disability insurance. For those of you who don’t know, this is a gamble your employer takes on your behalf: “Greg is a very valuable and skilled employee. But let’s be honest here, he’s kind of nuts. So let’s pay a company some money so that when he chops his hands off mowing the lawn on ether, they can pay his salary and we won’t have to feel guilty for firing his handless ass.” Continue reading